My husband and I loved working with Phil to purchase our first home. Our first video conference (since we were buying from across the country) he answered questions, addressed what the VA home loan was, what we could do with it, and included common misunderstandings about it. He ensured pre-approval by obtaining all of our required documents before we even wrote an offer. Once we had an accepted offer Phil made the loan process even simpler! He explained everything, even minute details or things we were confused, and made sure that we understood it all as well. He also provided weekly Tuesday updates. Most importantly for us, was his response time. He typically responded within a couple of hours of reaching out, sometimes calling once we were both home from work, which was after normal business hours. We recommend Phil to any veteran who is looking for a lender.
