Ray Fernandez - Guaranteed Rate

Communicative, client oriented, and service driven! My clients and I couldn’t have a better person on our team.

Thanks Ray for being detail-oriented and walking us through every step. Because of you we felt comfortable and confident during the home loan process!

Ray is a very professional loan adviser with great people skills. I highly recommend him. We have closed some challenging transactions together.

Communicative, client oriented, and service driven! My clients and I couldn’t have a better person on our team.

Thanks Ray for being detail-oriented and walking us through every step. Because of you we felt comfortable and confident during the home loan process!

Ray is a very professional loan adviser with great people skills. I highly recommend him. We have closed some challenging transactions together.