Good FDIC Insured Bank Not one of the huge powerful scary 😱 Banks that don't know your name, but consider you as just another account number. Checking & Savings accounts are pretty standard, credit cards are run of the mill and quite easy to get. I give them only a 4 🌟 because they will charge you a $2.95 fee to access money from an ATM if your not a customer. Even tried calling customer service phone number and they stood firm on charging me the fee. That was a real bummer.