I reached out to the VP, Kirsten Pawlak, both by phone and email regarding my incompetent loan officer and asking is there another LO I can be referred to that will get the job done. No response. That's GREAT customer service. Especially from the VP of the bank!
So far just to get a mortgage approval letter, it's taken 2 WEEKS and counting, and I've submitted all the documentation a week ago! Normal lenders have this done in TWO DAYS. There is zero urgency or communication. I've lost 2 homes I've been looking at waiting for an approval letter. Loan officer Mark in Tacoma, I have a hard time giving him any financial compensation for as little as he's done.
Lack of communication, speed of service, VP that can't be bothered to respond to a potential mortgage customer, SCB doesn't even deserve one star. I am beyond frustrated. As if home buying isn't stressful enough! The bank should be giving me a lower interest rate just for the inconvenience this is causing.
EDIT- I transferred to another LO because Mark was a joke to work with. Jordan was the new LO. He qualified me for mortgage based off the information from Mark. So I began looking for my new home between $350-400k. Oh no. Three days later, Jordan says $325-350k max budget. A week later, no, you only qualify for $200k. Say what? Luckily I never put an offer in BUT $150,000 difference is a huge sum of money to make a mistake on! $10-20k difference I can understand. But $150k?!? Jordan said he'd call the next day to explain his errors. Nothing. Her emailed 3 days later, " how are things"? I responded, Well I met with BofA the day before for further information. To which he responds, "well sometimes it is good too look at other lenders". WOW. So your job is to help find funding for customers and you're telling me looking at another bank is positive?
I guess SCB doesn't need new business or clients.